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Improve your credit score

It's important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a Credit Score. The best advice for rebuilding credit is to manage it responsibly over time. If you have not done that, then you need to repair your credit history before you ...

7 ways to improve your credit score

01. Watch those credit card balances One major factor in your credit score is how much revolving credit you have versus how much you're actually using. The smaller that percentage is, the better it is for your credit rating. The optimum: 30 percent or lower. To boost your score, "pay down you...

Removing A Lien

  How can I remove a lien? 01: Consider your options for removing a Lien on a property. Since most liens are based on some monetary amount, the simple way to remove a lien is to pay that specific amount. There are other ways to remove a lien, depending on how the lien originated. ...

How to Remove Liens?

A lien is a claim a company or individual makes against your property due to a debt you owe. If you own a home, your lender will place a lien on your property until the home mortgage is paid. Credit card companies, construction contractors, and the Internal Revenue Service can also place liens again...

Credit History – Account Types

ACCOUNT TYPES CONSIDERED FOR CREDIT HISTORY COULD INCLUDE: The first thing any lender wants to know is something about your credit history. Namely, whether your credit payments have been made on time. This is one of the most important factors in a FICO® Score. A few late payments are not an au...

Credit payment history determines FICO Score

Credit payment history determines 35% of a FICO Score The first thing any lender wants to know is something about your credit history. Namely, whether your credit payments have been made on time. This is one of the most important factors in a FICO® Score. A few late payments are not an aut...

How FICO Scores are calculated?

FICO® Scores are calculated from many different pieces of credit data in your credit report. This data is grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories is in determining how your FICO Scores are calculated. Your FICO Scor...

What Credit Repair Costs

Your credit score is a key factor in determining the interest rates you pay for auto loans, mortgages, credit cards, apartment renting, and more. Fortunately, your credit reports determine those credit scores. For as low as $99.99  you can take action on your credit reports, and potentially save you...

Learn what you’re paying for bad credit.

Credit is a necessity. Whether it’s a mortgage, a car loan, or a credit card, good credit creates opportunities. Bad credit doesn’t. With today's economic challenges, it is more important than ever to achieve and maintain a healthy credit score. For those with bad credit, increased interest rates...

We Help Restore Your Credit

How does it work? It Works Really Easy 01 START Call for a free consultation! 1.888.765.7888 Build your Credit Repair fast ask our Experts for free 02 CHECK Check out your progress on the internet Easy, just access your Credit Target account, check out improvements as well as updates ...

how does credit repair work?

The single most important factor in credit scores is paying your bills on time. If you are trying to improve your credit scores, try to bring any past due accounts up to date. Once your accounts are current, the most important thing you can do is make sure all of your payments are made on time, e...

How to fix my credit?

How to Fix my credit  It's important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix your credit. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the most likely to backfire, so beware of any advice tha...

What are the Different Credit Scoring Ranges?

Understanding the FICO® Score Ranges Your FICO Score powered by Experian data can range from 300 to 850 and can influence what credit is available to you, how much interest you’ll pay and even things such as your utilities and mobile phone options. Knowledge – about your credit, about the impa...

What is a Good Credit Score?

A credit score is something of a magic number — it carries significant weight in a consumer’s life. Your credit score can factor into whether anyone will be willing to extend you a loan and, if so, how much interest you’ll pay. The higher your score, the better. Most people have more than one cre...

How Renting Can Help Your Credit Score

Your credit score is an indication of your financial responsibility, which is why lenders and landlords look at your credit score before deciding to lend to you or rent to you. Your credit score is positively impacted when you make payments on time and negatively impacted when you miss payments. ...

What Can a Good Credit Score Do for You?

Having a credit score in the high 700s and above will help you save money over time and allow you to get the credit you want when you need it. A few of the benefits of strong credit scores include: Lower interest rates The interest rate you get is often directly tied to your credit score. If y...